In 2010, the health insurance industry went through a massive change. The passage of the Affordable Care Act meant that those with preexisting conditions could now get health insurance. The overall goal of the Act was to make it possible for more people in the country to get this important type of insurance coverage. The cost of health insurance is based upon income, and those with lower incomes can get coverage at very reasonable rates.

Should I Change My Health Insurance Plan?

The cost of health insurance has continued to rise since the passage of the Act, and many individuals and families were shocked to see the increases from year to year. If you are searching for more affordable health insurance, our team at Timeless Insurance Solutions can help. We help you understand the various plans and to get the type of coverage you need for yourself, or for your family, at the lowest cost available. The main features of the Affordable Care Act include:

• End of preexisting conditions exclusions for children under 19.
• Young adults, up to age 26, can be covered under their parents’ health insurance plan.
• Your coverage can no longer be cancelled because you made a simple mistake.
• Covered individuals now have the right to appeal a denial of payment.
• Lifetime benefit limits are banned for most health insurance plans.
• Preventative care is covered with no copayments from you.
• You have the right to seek emergency treatment at any hospital, including those outside your plan’s network.

Do You Have Questions? We Can Help.

At Timeless Insurance Solutions, we can help you get the answers you need about individual health insurance or health insurance for your family. It is reassuring to know that you have someone to assist and guide you. We will always be there to help you with your questions and concerns. Call today.