Unfortunately, floods are far too common in North Carolina. Many property owners are unaware that homeowners insurance does not cover flood damage – until it is too late. Although flood insurance is typically optional, it is very important to have in place, and at Timeless Insurance Solutions we can help you find the best flood insurance policy for your situation.

Certain areas of North Carolina are listed under FEMA’s Preferred Risk Zone, and the cost of flood insurance in these areas is very affordable. However, FEMA considers the entire state of North Carolina to be a “flood risk zone,” with some locations at much higher risk than others. With heavy storms moving through, floods are always a danger in our state. Your home and possessions can be destroyed or seriously damaged — and extremely costly to replace.

Flood Damage to Homes

Homes that have been damaged by flood waters will require expensive repairs and remediation. Your flood insurance can be the most important type of home protection you have in place. The policies offered include basic protection, as well as “excess flood insurance” policies to cover any gaps. Without protection with the right policy, you will be forced to pay out-of-pocket. Even if you are eligible for federal funds through FEMA, the wait for these funds can be long, and your family left without a home.

We are here to help – call us today and find out more about flood insurance.