LIFE AND HEALTH INSURANCE
Protecting your health and the future of your loved ones is always a concern. Life is uncertain. You may lead a healthy lifestyle, but a sudden accident or serious illness could change the course of your life. Ensuring you have the best health insurance plan and a life insurance policy in place gives you peace of mind. But how to choose? That’s when Timeless Insurance Solutions can help. There are many insurance products available, each with different options. We work closely with our clients to help them select the best possible health insurance and life insurance plans, at the lowest possible cost.
We have access to a wide range of insurance providers, each of which has various options. The first step is a conversation with one of our friendly, caring agents. Every individual and family has unique needs, and you can trust us to seek out the most appropriate health and life insurance policies to match your individual needs in types of coverage and affordability.
AFFORDABLE CARE ACT
Health insurance plans have changed since the passage of the Affordable Care Act, often called Obamacare. Prior to the passage of the Act, those with preexisting conditions were not eligible for individual health insurance, and could only acquire this insurance through employment. What health insurance plan is best for you? Each company offers various types of coverage, and we will help you choose right.
INDIVIDUAL AND FAMILY HEALTH INSURANCE
When purchasing health insurance as an individual, or for your family, it can be difficult to know what plan will provide the best coverage at the lowest cost. Rather than trying to understand the various options on your own, our Timeless Insurance Solutions agent will assist you – and you always have someone to call upon to answer your questions and concerns, at no added cost.
INDIVIDUAL DISABILITY INSURANCE
We all hope for a long and healthy life, but cannot know positively what the future will bring. Individual disability insurance protects you and your family against the risk of a condition or illness that leads to disability. If you are a salaried employee, or self-employed, what would happen to you and your family if you were no longer able to work and earn a living? An individual disability insurance policy can protect you and your family should the unexpected occur.
INDIVIDUAL DENTAL INSURANCE
Oral and dental health are known to have an impact on your overall wellbeing, as well as your appearance and self-confidence. Individual dental insurance plans are available that reduce the cost of dental treatment and offer better care for the condition of your teeth with routine dental care, such as exams, cleanings, fillings, and other treatments. The plans available vary widely in what is provided, and we help you choose the right one.
INDIVIDUAL VISION INSURANCE
Vision insurance gives you to the ability to ensure you have comprehensive eye exams on a regular basis, and provides discounts on glasses, frames, contact lenses, and some other eye conditions and treatments. Each plan offers different options, and we can assist you to select the plan that best matches your needs and budget.
FINAL EXPENSE INSURANCE
Many people have concerns about burdening their loved ones with the costs associated with a memorial service, as well as burial or cremation – for good reason. On average, the cost can be as high as $8,000 to $10,000. Final expense insurance protects your loved ones from being forced to shoulder this financial burden.
